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Certificates of Deposit (CDs)

Start Investing in CDs & Certificates

Secure Your Financial Future with a CD at Red Oak Credit Union

Invest in your future with Red Oak Credit Union's Certificates of Deposit (CDs). Our tailored options are designed to provide secure, high-yield savings solutions that align with your financial goals. As a member-focused institution, we ensure that your investments work hard for you, offering competitive rates and flexible terms to grow your savings effectively.


Why Invest in CDs?

  • Competitive Rates: Benefit from some of the best rates in the market, ensuring your money grows faster and stronger within our secure financial environment.
  • Flexible Terms: Choose from a variety of term lengths to suit your financial timeline, whether you're planning for a short-term goal or building a long-term nest egg.
  • Peace of Mind: Rest assured, your investments with us are federally insured, providing a safe and stable foundation for your financial future.
Certificate of Deposit Account Rates
Term Dividend Rate APY Minimum
6 Months 3.80 3.85 -
12 Months 3.38 3.42 $500 Minimum
18 Months 3.25 3.29 $500 Minimum
24 Months 3.00 3.03 $500 Minimum
36 Months 2.48 2.50 $50,000 Minimum
48 Months 2.25 2.26 $75,000 Minimum
60 Months 2.00 2.01 $100,000 Minimum

Start Growing Your Savings Today

Red Oak Credit Union CDs and Certificates offer a straightforward, rewarding way to secure your financial future. Talk to a Member Services Representative to learn more and begin your investment journey.

Apply Now!

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