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Skip-a-Payment

Give your wallet a vacation this summer with Skip-a-Payment from Red Oak Credit Union. As a valued Red Oak Credit Union member, you have the opportunity to skip a month’s payment on your loan(s)* in June or July 2025.

Take a break from your loan and spend that money on:

  • Travel
  • Home improvements
  • Catching up - it's up to you!

It couldn’t be easier! Simply fill out the form in the link below and mail it or drop it off at either branch location.

SIGN UP NOW

If you have any questions, please give us a call at 205-759-7317.

Not all loans qualify. See list below. Interest will continue to accrue, and a $35 processing fee applies per loan skipped. Choose your payment method on the form.

*The Skip-A-Payment coupon does not change your current loan payment amount, but it does extend the term of your loan by one month. Interest will continue to accrue on the balance of the loan from the last payment date. Loans excluded from this offer are Visa® accounts, loans currently past due, loans with a greater than 30-days delinquency in the past 6 months, charged-off loans, mortgage loans, commercial loans and Lines of Credit. If you have GAP Protection, any amount of the loan that is skipped or delinquent may not be covered under GAP Protection. Subject to approval.

 

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