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At Red Oak Credit Union, we would like to offer you a little something extra this Summer.

Because you are a valued member of Red Oak Credit Union, we are giving you the opportunity to skip a month’s payment* on your loan(s) in the month of July.

Use that extra cash however you want! Take an overdue vacation, make home improvements, treat yourself to something special… whatever you want!

It couldn’t be easier! Simply fill out the form in the link below and mail it or drop it off at our office location.


If you have any questions, please give us a call at 205-759-7317.

This program is not available on all loans. Qualifying loans are listed below. Skipped payment(s) must be in the month selected below. Remember, if you skip your payment, the interest is still charged for that month and will be reflected the following month. Please note: there is a $35.00 processing fee for each loan skipped; you can select your payment method on the form below.

*The Skip-A-Payment coupon does not change your current loan payment amount, but it does extend the term of your loan by one month. Interest will continue to accrue on the balance of the loan from the last payment date. Loans excluded from this offer are Visa® accounts, loans currently past due, loans with a greater than 30-days delinquency in the past 6 months, charged-off loans, mortgage loans, commercial loans and Lines of Credit. If you have GAP Protection, any amount of the loan that is skipped or delinquent may not be covered under GAP Protection. Subject to approval.


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